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Loans and Finance

Actual annualized cost

Convert the monthly repayment and pre-handling fee to the actual annualized cost.

This tool is calculated according to Chinese rules and RMB; the switching language will not change the tax system, interest rate, unit or applicable area.

Actual annualized cost User manual

  1. Fill in the parameters or select the file according to the form, and check the unit and format first.
  2. 10,000 yuan to the account, and the monthly repayment of 900 yuan, a total of 12 installments.
  3. Click the processing button to view the results, you can copy or download and save.

Calculation method and processing rules

Use the internal yield of cash flow to find the monthly interest rate, and then convert the effective annual interest rate according to the compound interest.

scope of use

Assuming that each period is equally one month, the first period is one month later.

Will the input content be saved on the server?

This tool handles input in the browser, and does not upload files or form content. Typing practice scores are only saved in the native browser.

Why may the result be different from other tools?

Assuming that each period is equally one month, the first period is one month later. Please compare the input unit, rounding method, applicable rules and data version first.